How to Write Insurance Sample Cancellation Letters

Canceling your insurance in writing involves no superlative writing skills.

If you want to cancel a current insurance policy, you need to inform the company in writing. Be professional in both tone and substance. Do not vent about your unhappiness with the company or its service; just straightforwardly convey your desire to terminate. No long-winded explanations are necessary; in fact, the shorter your letter, the better. Just cut to the facts, leaving no room for misunderstanding.

Step 1

Provide the necessary information to the company so it can easily access your information and cancel your policy. If the thought of writing a letter puts you off because you feel you lack writing skill, realize that your purpose here is more about providing the facts than flowing rhetoric.

Step 2

Set forth your name and address, insurance policy number, phone number, insurance agency's name and address and the date you wish to terminate your coverage. That information is absolutely necessary; optional information is your reason for canceling, policy effective dates and the company to which you are switching and its rate you will pay.

Step 3

Provide a subject line reading "Re: Cancellation of Insurance Policy #_." The letter can then read something like, "Please take this letter as a formal request to cancel my insurance policy and stop all charges to my credit/debit/bank account from your agency. Please make this cancellation effective as of (date). I also request written confirmation of this cancellation, along with a refund for unused premiums, within 30 days of this action."

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