• Money
    • Budget
    • Shop
    • Travel
    • Stories
  • Career
    • Advice
    • Entrepreneurship
    • Freelance
    • Small Business
  • Investing
    • General
    • IRA + 401K
    • Stocks + Bonds
    • Retirement Planning
    • Estate
  • The Basics
    • Student Loans
    • Credit Cards
    • Debt
    • Taxes
    • More
  1. Home
  2. Investing
  3. Stocks + Bonds
  4. How to Determine Maturity of U.S. Savings Bonds

How to Determine Maturity of U.S. Savings Bonds

By: Sapling Team
  • Share
  • Share on Facebook

How to Determine Maturity of U.S. Savings Bonds. It is important to determine the maturity of any U.S. savings bonds you may have so that you will always know which ones are no longer earning interest and need to be cashed in or swapped. By using services directly offered by the United States Department of Treasury, you will be able to get this information easily to make quick decisions regarding your U.S. savings bonds.

Step

Check to see what type of U.S. savings bond you have, in order to determine whether it has stopped earning interest. All H and HH bonds, which were discontinued in 2004, have stopped earning interest and should be cashed in. The following bonds have also stopped earning interest and should be either cashed in or swapped: A, B, C, D, F, G, J and K savings bonds, savings notes issued between May 1967 and July 1971, E-series bonds that were issued between May 1941 and July 1964 and December 1965 to July 1974.

Step

Discover the time your bond reaches maturity, and when it stops earning interest, as these times can be divergent. For example, many bonds mature in 17 years, but may continue to accrue interest for 30 years or more.

Step

Find out if a particular savings bond has matured by consulting with a financial advisor at the bank or financial institution of your choice. You will also be able to buy, sell or trade U.S. savings bonds through these resources.

Video of the Day

Step

Use the official website of the U.S. Treasury Department, known as TreasuryDirect, to determine the maturity of your US savings bonds (see Resources below).

Step

Request information about certain bond issues or download software that will allow you to calculate the value and maturity of all Treasury bonds and other securities at the TreasuryDirect website.

Show Comments

Related Articles

How to Calculate the Value of Your US Series EE Savings Bond

How to Calculate the Value of Your US Series EE Savings Bond

Investing
General
By: Sapling Team
How to Calculate Interest Rate Using Present & Future Value

How to Calculate Interest Rate Using Present & Future Value

Investing
General
By: Mark Kennan

PARTNER CONTENT

20 Common Money Mistakes to Avoid

20 Common Money Mistakes to Avoid

The Disadvantages of Buying Bonds

The Disadvantages of Buying Bonds

Investing
Stocks + Bonds
By: Patrick Gleeson, Ph. D.,
How to Buy Brazilian Government Bonds

How to Buy Brazilian Government Bonds

Investing
Stocks + Bonds
By: Mark P. Cussen
Advantages & Disadvantages of Treasury Bills

Advantages & Disadvantages of Treasury Bills

Investing
General
By: Luke Arthur

Get Weekly Savings& Finance Tips.

  • Money
  • Career
  • Investing
  • The Basics
  • About
  • Contact Us
  • Terms
  • Privacy Policy
  • Copyright Policy
© 2019 Leaf Group Ltd. Leaf Group Media

Get Weekly Savings
& Finance Tips.

Money Made Easier.

Please enter a valid email.