Choosing a partner means making all kinds of calculations. Are you attracted to them? Are they kind and responsible? Can you resolve disagreements about whose turn it is to do the dishes? With so many factors, some of us look for shortcuts — or at least shorthand.
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According to a survey released last year by Bankrate, 42 percent of Americans said that knowing someone's credit score could swing their attraction one way or the other. The gender breakdown is even more significant: About half of women and more than 1 in 3 men agreed with the statement. Another survey says that bad credit in particular would give 8 in 10 respondents seconds thoughts. That said, no one expects their date to whip out a credit score over linguine and wine.
It is worth considering how you and your partner will decide to combine your finances, if at all. For one, your partner is one of your biggest models for figuring out money overall. Delegating too much of one financial task or another can lead to trouble down the road, but being able to talk freely to each other about money is an immense benefit for everyone. If you're not sure how to broach the subject, look up articles on the subject.
There are exceptions to every rule, and nobody is ever wholly defined by a number. "Assuming that people can actually interpret a credit score meaningfully, it makes sense they would think a credit score is useful in evaluating mate value," University of Kansas professor Jeffrey Hall told MarketWatch. In many ways, being able to have the conversation at all is the best way to start.