MoneyGram is a service that allows you to send money to people that they can receive as cash or in their bank accounts. You can send cash in person without creating a MoneyGram account, or you can create a MoneyGram login to let you send money via MoneyGram's app or website. Visit the MoneyGram registration website to set up an account for use with MoneyGram.
Understanding MoneyGram's Services
MoneyGram is a money transmission service that lets you send money to people that they can either receive as cash or in their bank accounts. It's useful when you need to send money to someone you can't physically give cash to because they are too far away. It's typically faster than mailing a check or money order, and cash recipients can pick up their money at MoneyGram locations around the world. MoneyGram can also be used to pay bills to many companies, including utilities such as electric companies and phone carriers.
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You can visit many supermarkets, check cashing stores, convenience stores and other locations to send and receive money via MoneyGram without the need to create an online account. If you prefer to send money online or want to monitor the progress of your transfers with MoneyGram tracking features, you can go to the MoneyGram signup page and create a MoneyGram login for use with the service.
Create a MoneyGram Account
To create a MoneyGram account, visit MoneyGram's website and click or tap the Sign Up button. Enter your email address, a secure password you want to use and your phone number. Indicate whether or not you want to receive texts or emails about MoneyGram discounts and offers. Click or tap the Next button.
Then, enter your legal name, birth date and address in the provided form fields. Click the Create Profile button. Your account should now be set up.
In the future, when you want to log in to the MoneyGram site or app, click or tap the Log In button and enter the email address and password that you provided at account signup. If you don't have the app on your phone, download it from Apple's App Store if you have an iPhone or from Google's Play Store if your phone runs the Android operating system.
Considering MoneyGram Alternatives
MoneyGram isn't the only service for sending money. Depending on your needs, you may also want to consider some of MoneyGram's rivals and some other types of tools for sending money and paying bills.
One alternative is to use a digital money transfer service such as PayPal, Venmo or Square's Cash App. These tools typically don't allow you to directly send cash from store to store as you can with MoneyGram, but you can send money to people that they can receive and transfer to their bank accounts or debit cards. The fees for these types of services are often lower than for MoneyGram and other services with brick-and-mortar money transfer networks.
Another well-known rival to MoneyGram is Western Union, which also maintains an international network of stores and outlets where you can send and receive money. Like MoneyGram, Western Union also enables you to create an account to send money online using its website or phone app. Depending on where and to whom you are sending money, either Western Union or MoneyGram may be more convenient for sending cash.
If you're looking to send money to friends or family, shop around for a service that's convenient for everyone involved and competitive on price. If you have multiple people you frequently send money to or receive money from, you may choose to use different services under different circumstances.