How to Get the Principal Payment From Financial Statements

Step 1

Find a company’s cash flow statement in either its 10-Q quarterly reports or in its 10-K annual reports. You can obtain these reports from the investor relations section of a company’s website or from the U.S. Securities and Exchange Commission’s EDGAR online database.

Step 2

Find the “Cash Flows from Financing Activities” section, which is the last section of the cash flow statement.

Step 3

Look for the line containing the description “Repayment on Debt,” or “Payment of Loan Principal.”

Step 4

Identify the dollar amount, listed to the right of the description. A company encloses this amount in parentheses to show that the amount reduces its cash. For example, if a company’s cash flow statement shows “Payment of Loan Principal ($5,000),” the company paid $5,000 toward the principal balance of its debt, which means it owes $5,000 less than it did before.