3 Money Habits That Don't Actually Involve Money

When it comes to money, you may be surprised to hear that some money habits have nothing to do with money. In fact, the more I educate myself about finance, the more I realize money management barely even has anything to do with numbers.

Numbers and actual money are really just a starting point. It's a tool that we use and that's about it. In actuality, money has a lot more to do with our own thoughts, emotions, and behaviors than it actually has to do with the cash tucked away in your wallet.

Here are three money habits that, at first glance, have nothing to do with money but can help you better manage your finances anyway.


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As a yogi, I've had a fairly regular meditation practice for a few years. Because of this, I've become acutely aware of how I behave when I'm regularly meditating versus when I'm not. I also know how it affects me financially.

Mostly, when I'm not meditating, I'm much more reactive to what's going on around me. Additionally, I can't focus as well. When this happens, I've noticed I'm more likely to partake in activities like emotional spending and take out my feelings on my credit card.

There's also one more way meditation helps my finances. In the beginning stages of my business, I was going through an emotional and financial roller coaster. Meditation helped me deal with my feelings and remain resilient in my career.


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Exercise is something else that at first glance looks like it has nothing to do with money. However, in recent years I've come to consider exercise as a pretty great metaphor for managing money.

I'm using yoga as an example, though the same concept can apply for any form of exercise. On the mat, I have to smile and hold difficult poses. I have to learn to be comfortable with the discomfort when my body isn't accustomed to a particular pose. Off the mat, I have to do the same, just in real life.

Money is not always comfortable, not even in the slightest. So in the moments when I'm feeling the discomfort, I remind myself that if my body can manage to be comfortable within discomfort, then my mind can too. This has come especially in handy whenever I take a financial risk, like investing in my business.


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Abundance attracts more abundance, which is where gratitude comes into play as a money habit.

According to a Harvard Health piece, those who make it a habit to be grateful for everything they have - which doesn't necessarily mean money - are often happier in their lives. If you're happier, then you are more open to opportunities all around you, many of which can help you earn more.

By taking these three habits into account, you can tackle some of the things that cause us to make mistakes with our money in the first place. You can learn to be less reactive, you can learn to deal with discomfort and you can learn to be happy with what you already have.